Crypto payments
for people & businesses
Accept USDT on 11 networks straight into your own wallet, buy gift cards from hundreds of brands and run everything from one USD balance. No custody, no chargebacks, no waiting days for settlement.
Northwind Store
Order #4821
Amount due
Send the exact amount, including decimals.
Deposit address
USDT on every network your customers use
One account. Four ways to move money.
Everything runs on a single USD balance topped up with USDT, so getting paid, spending and paying fees all happen in one place.
Built for money that should move today
Card processors and bank wires were designed for a different era. Stablecoin payments settle in minutes and land where you decide.
| Cradex | Card processors | Bank transfer | |
|---|---|---|---|
| Typical fee | from 0.5% | 2.9% + 30¢ | $15–45 per wire |
| Settlement time | Seconds to minutes | 2–7 days | 1–5 days |
| Chargebacks | |||
| Funds held by a third party | |||
| Global customers, no FX | |||
| Works for high-risk verticals | Limited |
11
Networks supported
0.5%
Fees starting from
99.9%
Gateway uptime
8×
Automatic callback retries
USDT everywhere it lives
Let buyers pay on the chain they already hold funds on. Enable networks per merchant, each with transparent per-network pricing starting from 0.5%.
Tron
TRC20 · ~1 min
BNB Smart Chain
BEP20 · ~15 sec
Ethereum
ERC20 · ~2 min
Polygon
Polygon · ~30 sec
Arbitrum One
Arbitrum · ~15 sec
Optimism
OP Mainnet · ~15 sec
Base
Base · ~15 sec
Avalanche C-Chain
AVAX C · ~10 sec
Solana
SPL · ~5 sec
TON
Jetton · ~10 sec
Binance Pay
Binance Pay · Instant
Made for teams that sell online, worldwide
From hosting providers to game shops, Cradex helps merchants take stablecoin payments without giving up control of their funds.
Hosting & SaaS
Recurring invoices via WHMCS or HostBill, paid in stablecoins from anywhere.
Gaming & top-ups
Instant credit for in-game currency and accounts with exact-amount matching.
E-commerce
Drop-in WooCommerce plugin, branded checkout and no chargeback fraud.
Courses & creators
Sell digital products to a global audience without card declines.
Agencies & freelancers
Send a payment link, get paid in USDT to the wallet you control.
Marketplaces
Multiple merchants per account, each with its own keys, wallets and branding.
Your money, at a glance
Switch between Personal and Business in one click. Track balance, invoices, gift card orders and gateway revenue in a dashboard that works just as well on your phone.
USD balance
$4,218.40
Volume · 30d
$86,412
Paid invoices
1,284
Gateway revenue
+18.2%Recent activity
- +249.013
Invoice TX8841…
2m ago
- −48.50
Steam gift card $50
1h ago
- +1,200.047
Invoice TX8839…
3h ago
- +500.000
USDT top-up
Yesterday
Ship a crypto checkout in an afternoon
Two endpoints and a callback. Already on NTPAY? Our API is drop-in compatible, so you only swap the base URL and keys.
NTPAY-compatible
AddInvoice, GetInvoiceStatus and identical callback fields.
Signed callbacks
Verify X-Cradex-Signature (HMAC-SHA256) with automatic retries for 12 hours.
Plugins ready
WooCommerce and WHMCS modules, plus HostBill-style POST callbacks.
curl -X POST https://cradex.net/api/AddInvoice \
-d merchant_id=YOUR_MERCHANT_ID \
-d api_key=YOUR_API_KEY \
-d name="Order #4821" \
-d description="Pro plan, 12 months" \
-d amount=249 \
-d request_id=ORDER_4821 \
-d callback_url=https://shop.example/webhooks/cradexLive in three steps
Create your account
Sign up in under a minute. Switch to Business and submit a short profile to unlock the gateway.
Add wallets & get keys
Create a merchant, paste your receiving addresses per network and copy your API credentials.
Start getting paid
Redirect buyers to hosted checkout or send payment links. Funds land in your wallet, callbacks hit your server.
Questions, answered
Can't find what you're looking for? Our team replies within a few hours.
No. Cradex is non-custodial: every payment goes directly from the buyer to the receiving wallet you configured. We only monitor the blockchain, match the transaction to the invoice and notify your server.
Each network has its own percentage and minimum fee, shown on the pricing page. Fees are deducted from your prepaid USD balance when an invoice completes, so the full payment always reaches your wallet.
No. AddInvoice, GetInvoiceStatus and the callback fields are 100% compatible. Change the base URL and credentials and you're live. We also add an HMAC signature header you can verify for extra security.
Each invoice gets a unique fractional amount (for example 249.013 instead of 249). That lets us match on-chain payments to invoices precisely without asking the buyer for a memo.
USDT on Tron, BNB Smart Chain, Ethereum, Polygon, Arbitrum, Optimism, Base, Avalanche, Solana and TON, plus Binance Pay. You choose which ones to enable per merchant.
We're finalising our card issuing partner. Join the waitlist from your dashboard and you'll be among the first to get access.
Start accepting USDT today
Free to sign up. Pay only a small fee when an invoice completes. Your funds never leave your wallet.
•••• •••• •••• 4821
Card holder
ALEX MORGAN